Terms and Conditions

1. Service Description

Protegidoz is a financial education portal that offers informational and educational content about personal finance, savings, budgeting, inflation, and current social programs in Argentina. All published content is exclusively educational in nature and does not constitute, under any circumstances, financial, investment, tax, or legal advice.

2. Educational Nature

It is essential that you understand the following:

We do not provide financial services of any kind.

The published materials are educational and do not constitute investment advice.

Any reference to potential returns should be interpreted as adjusted for risks and costs.

Financial decisions you make based on information from this site are your sole responsibility.

Before making any financial decision, we recommend consulting a licensed professional.

3. Acceptable Use

By using the Site, you agree to: use the content exclusively for personal, non-commercial purposes; not reproduce, distribute, or modify the content without prior written authorization; not use the Site for illegal activities or activities that infringe the rights of third parties; not attempt unauthorized access to our systems or infrastructure; and provide truthful information when completing forms on the Site.

4. Intellectual Property

All content on the Site, including texts, graphics, logos, images, design, software, and other materials, is protected by the intellectual property laws of the Argentine Republic and applicable international treaties. Protegidoz and its logo are registered trademarks of ProtegidoZ Educación Financiera S.R.L. Any unauthorized reproduction, distribution, or use is prohibited without our express consent.

5. Limitation of Liability

The content of the Site is provided "as is" and "as available." Protegidoz does not guarantee the accuracy, completeness, timeliness, or suitability of the information for any particular purpose. To the maximum extent permitted by law, Protegidoz shall not be liable for: direct, indirect, incidental, or consequential damages arising from the use or inability to use the Site; financial decisions made based on information from the Site; economic losses of any nature; service interruptions or technical errors.

6. Third-Party Links

The Site may contain links to third-party websites, including government agencies and official entities. These links are provided as reference and convenience. We have no control over the content of these sites and are not responsible for their accuracy, privacy policies, or practices. The inclusion of a link does not imply endorsement or affiliation with the linked site.

7. Contact Form

The contact form available on the Site is intended solely for receiving general inquiries. The response to inquiries does not constitute any contractual relationship or professional advice. Data provided through the form is processed in accordance with our Privacy Policy.

8. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Argentine Republic. For any dispute arising from the use of the Site, the parties submit to the exclusive jurisdiction of the Ordinary Courts of the Buenos Aires Autonomous City, waiving any other forum or jurisdiction that may apply.

9. Dispute Resolution

In the event of any conflict, the parties shall first attempt to resolve it amicably through direct communication. If a satisfactory solution is not reached within 30 days, either party may resort to the courts indicated in the previous clause.

10. Changes

We reserve the right to modify these Terms at any time. Changes will take effect from the date of their publication on the Site. Continued use of the Site after the publication of changes implies acceptance of the modified Terms. We recommend reviewing them periodically.

11. Contact

If you have questions about these Terms and Conditions, you can contact us at contacto@protegidoz.com or by mail at Av. Corrientes 1234, Floor 8, Office B, C1043AAN, Buenos Aires Autonomous City, Argentina.